At The Contractor Mortgage Company, we specialise in contractor mortgages and mortgages for freelancers. We can provide impartial advice on preparing for and attaining the best mortgage rates available to you.
We use our knowledge of contractor mortgages and the lenders to bring you the best contractor mortgage deals on the market, and ensure that you are not penalised simply because of the career path that you have chosen.Mortgage Services Contractor Mortgages News
We at the Contractor Mortgage Company have spent a lot of time dealing with mortgage lenders at senior level, and as a result, we are able to help our clients obtain contractor mortgages that are similar to a mainstream mortgage. That means great rates, no hassle and you don't need to provide piles of paperwork.
Not only that, we're there every step of the way to help you and ensure that you fully understand the process, so you're not left in the dark.
Right now we are seeing some of the best fixed rates we've ever seen in the mortgage market as lenders try to compete with one another in a rising market. That means that now is a great time to secure a contractor mortgage and benefit from great fixed rates, so why not contact us to see what we can do to help you get the best contractor mortgage deal possible. We promise you won't regret it.
Let us find you a competitive contractor mortgage deal using our expertise and in-depth knowledge of the industry and the lenders.
Use our borrowing calculator to work out how much you may be able to borrow on a contractor mortgage.
We're at the other end of the phone waiting for your call. Whether you have any questions or want to get the ball rolling, we're ready to give you the help you need.
Call us today to get your mortgage application underway!
If you are a contractor and want to get involved in the housing market, 2013 might be the right year to do so. Continuing the trend last year for a healthy housing market with a great pool of potential homebuyers, 2013 looks set to improve on this even more. There are various reasons for this, [...more]
Saffron Building Society has long been one of the best mortgage lenders for contractors and those in special situations. The lender is always coming up with new types of mortgage to make life easier for those who have to borrow under less than traditional circumstances and the newest mortgage type is no different. The latest [...more]
With the government working hard this year to ensure that mortgages are more freely available for everyone, contractors are faced with a new range of options when it comes to owning a home. The tax breaks being introduced for those who want to self-build their home can make this option increasingly attractive to any potential [...more]
Last year and the early part of this year have shown a trend for mortgage lenders tightening up the restrictions surrounding their loans. Until a couple of years ago lending was much freer and potential mortgage borrowers were able to find higher LTV mortgages for lower rates whatever their situation. Interest only mortgages were one [...more]
The Right To Buy scheme is seeing a resurgence this year as the government work to make owning a home more of an option for more of the population. The Right To Buy scheme gives those living in council properties the chance to buy their own homes by giving a substantial discount to the existing [...more]
The Financial Conduct Authority (FCA) have recently expressed worries that interest only lending is now a thing of the past for regular borrowers. The FCA is concerned that ordinary mortgage borrowers are not able to get access to these loans at all because of the stricter conditions and restrictions which have been laid down over [...more]
If you are looking for a cost effective solution to your housing needs then getting a contractor mortgage is generally the best idea. Having a mortgage means that every penny you pay into your repayments each month is going into making you the owner of a home rather than helping to pay off someone else’s [...more]
With the recent release of the 2013 budget, the government has promised to help all potential homeowners the chance to get onto the property ladder, including those looking for contractor mortgages. A mortgage guarantee will now be offered to all potential homeowners to encourage lenders to give better rates to borrowers with smaller deposits. This [...more]
Contractor mortgages are becoming more popular than ever with more people heading into self employment. Contractors can make a good income from self employed work and in many cases can earn more than they would do in a full time permanent position. For this reason there are more contractors looking for mortgage solutions than before, [...more]
30 years ago mortgages were far stricter and simpler than they are today. There tended to be a list of criteria for every mortgage borrower which was the same no matter what their situation or financial circumstance and mortgages came with strict underwriting and rules which were unbreakable. As the world has become more progressive [...more]