At the Contractor Mortgage Company, we know how buying a home or remortgaging can be hectic. With the added stress of working as a contractor and trying to prove your income to the lender, it can be quite difficult.
That’s why we set up shop to assist contractors with securing mortgages. We have specialist knowledge of contractor mortgages and the lenders who are prepared to offer contractor mortgages to you. We understand the world of contracting too, and the various ways that you may be remunerated.
With all of this knowledge, we have met many lenders at senior level in order to negotiate on their lending criteria to be more ‘lenient and fair’ with contractors so that you are not penalised just because you don’t get a regular wage from an employer. We have educated the lenders on how you as a contractor work in order that they could properly assess the risk, so that they can offer suitable contractor mortgages to you.
All of our contractor mortgage consultants are fully qualified and extremely knowledgeable on the subject of contractor mortgages . We as a company have an excellent track record for delivering high levels of customer service, and we are 100% dedicated to you. We want to make your contractor mortgage process as stress-free as possible so that you can enjoy the experience of buying a property.
We offer impartial advice so you know that we’re working on behalf of you and not for the lenders. Many contractor mortgage advice firms may be ‘tied’ to certain lenders and gain additional remuneration for the business that they secure. We however work totally independently and our aim is to build a long relationship with you as our client, and to ensure that you get the best deal. This also means that we can search the entire marketplace to find the lender that can offer the best mortgage rates for you.
We use software to search hundreds of products from many lenders to find you the best possible mortgage deal suited to your needs and requirements.
Struggling to get to grips with mortgage related terms? Use our quick-reference guide to help you.