We offer products in the following ‘relevant market’:
This means we will provide advice and make a recommendation for you after we have assessed your specific needs and circumstances.
You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.
We will tell you how much the total fee will be before you apply for a mortgage, but you may ask for the information earlier.
You will receive a key facts illustration when considering a particular mortgage, which will tell you about any fees relating to that mortgage, and any commission we will receive.
You also have the right to request an illustration for any mortgage we offer.
Refund of fees
If we charge you a fee, and your mortgage does not go ahead, you will receive:
Contractor Mortgages Made Easy is a trading name of Mortgages Made Easy Ltd, 3 Turnberry House, 4400 Parkway, Whiteley, Fareham, Hampshire PO15 7FJ is authorised and regulated by the Financial Conduct Authority. Our FCA Register number is 414798.
Our permitted business is advising on and arranging non-investment insurance contracts and regulated mortgage contracts. You can check this on the FCA’s Register by visiting the FCA’s Website www.fsa.gov.uk/register or by contacting the FCA on 0800 111 6768.
If you wish to register a complaint, please contact us…
…in writing Write to: Mortgages Made Easy Limited, 3 Turnberry House, 4400 Parkway, Whiteley, Fareham, Hampshire, PO15 7FJ
…by phone Telephone: 01489 555080
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance: Insurance advising and arranging is covered for 90% of the claim, without any upper limit.
Mortgages: Mortgage advising and arranging is covered for up to a maximum amount of £50,000.
Further information about compensation scheme arrangements is available from the FSCS.
Struggling to get to grips with mortgage related terms? Use our quick-reference guide to help you.